Investing for Interest 11: CD Ladders versus Treasury Ladders - Financial Freedom, #114 - E-book - ePub

Interest rates will be "higher for longer." If you are a saver, now is the time to maximize your yields. Today, we look at two great methods to earn yield while protecting yourself from future interest rate movements. CD Ladders are FDIC-insured, have little penalties, and generally have short timeframes (1-5 years). Treasuries have a broader timeline (1 month to 30 years), are state-tax-exempt, and you can buy them in smaller increments (starting at $100). Somewhere in the middle is the sweet spot for your savings needs.
Understand both products, and make the best choice for your portfolio. Good Luck!