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IntroductionThe Wells Fargo account fraud scandal is an ongoing controversy brought about by the creation of millions of fraudulent savings and checking accounts on behalf of Wells Fargo clients without their consent. This report will discuss the major negative effects of the fraudulent practices at Wells Fargo, application of the five general lessons learnt from the Kerviel fraud at SocGen, and a further general lesson learnt from the Wells Fargo account fraud scandal.