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Debt. The very word conjures a range of emotions - anxiety, frustration, even shame. In today's world, debt has become an unwelcome companion for millions of people, a heavy weight that can feel impossible to escape. The statistics paint a sobering picture. In the United States alone, household debt has reached a staggering $17.69 trillion (Source: Federal Reserve Bank of New York). This mountain of debt permeates every aspect of our lives, from the homes we live in to the cars we drive and the education we pursue.